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. only or call (440) 914-2950 from other locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. BP/CO2FYI/0306 EFTA01703351 Prepared For JEFFREY E EPSTEIN 3718-463688-42008 DUPLICATE COPY A000urd !trim Page 10

document. Please read It and keep it in a sale place. In Witness Whereof, We have caused this Description of Coverage to be signed by Our officers: Paul R. Johnston, Secretary AMEX Assurance Company GOLD S8386 BP/MUET126/0806 EFTA01703400 DUPLICATE COPY JEFFREY E EPSTEIN Accoul. NIXTibtf accina Dac 371

S. only or call (440) 914-2950 from other locations worldwide. If the faiure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under "How Benefits are Paid" is replaced with the following: Al other payments, with the exception

hone number on the back of Your card. There are no other charges to the Description of Coverage. By: Kenneth J. Ciak, President ETP-RDR1-MO 05/06 Paul R. Johnston, Secretary Important information regarding bone, it ohanges for Vermont residents: AMEX ASSURANCE COMPANY, Administrative Office, 3500 Packerland D

.S. only or call (440)9142950 from ether locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under -How Benefits are Pale is replaced with the following: All other payments, with the exception

hereof, We have caused this Description of Coverage to be signed by Our officers: Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/05 Paul R. Johnston, Secretary AMEX Assurance Company PLAT Important information regarding benefit changes for Missouri residents: The Description of Coverage ETP-DO