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. only or call (440) 914-2950 from other locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. BP/CO2FYI/0306 EFTA01703351 Prepared For JEFFREY E EPSTEIN 3718-463688-42008 DUPLICATE COPY A000urd !trim Page 10

uated and that We may make a determination as to whether the claim may be paid. Except in the instance of theft or Destroyed Ticket, as noted under the Description of Benefits, We will require that You provide Us with the Ticket which could not be used because of a Covered Incident for which insurance is provided under thi

S. only or call (440) 914-2950 from other locations worldwide. If the faiure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under "How Benefits are Paid" is replaced with the following: Al other payments, with the exception

t We may make a determination as to whether the claim may be paid. Except in the instance of theft, Destroyed Ticket or Lost Ticket, as noted under the Description of Benefits, We will require that You provide Us with the Ticket which could not be used because of a Covered Incident for which insurance is provided under thi

.S. only or call (440)9142950 from ether locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under -How Benefits are Pale is replaced with the following: All other payments, with the exception

t We may make a determination as to whether the claim may be paid. Except in the Instance of theft, Destroyed Ticket or Lost Ticket, as noted under the Description of Benefits, We will require that You provide Us with the Ticket which could not be used because of a Covered Incident for which insurance is provided under thi

U.S. only or call (440) 9142950 from other locations worldwide. If the faun, of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under 'How Benefits are Paid' Is replaced with the following: All other payments, with the exception

t We may make a determination as to whether the claim may be paid. Except in the Instance of theft, Destroyed Ticket or Lost Ticket, as noted under the Description of Benefits, We will require that You provide Us with the Ticket which could not be used because of a Covered Incident for which insurance is provided under thi