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. only or call (440) 914-2950 from other locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. BP/CO2FYI/0306 EFTA01703351 Prepared For JEFFREY E EPSTEIN 3718-463688-42008 DUPLICATE COPY A000urd !trim Page 10

rogram services will be available when you are at home or traveling locally. Program Terms and Conditions apply. Best Value Guarantee Decommission The Best Value Guarantee program will terminate on October 1, 2006. Any purchases charged to your Card account on or after October 1, 2006, will not be eligible for the prog

S. only or call (440) 914-2950 from other locations worldwide. If the faiure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under "How Benefits are Paid" is replaced with the following: Al other payments, with the exception

rogram services will be available when you are at home or traveling locally. Program Terms and Conditions apply. Best Value Guarantee Decommission The Best Value Guarantee program will terminate on October 1, 2006. Any purchases charged to your Card account on or after October 1, 2006, will not be eligible for the prog

.S. only or call (440)9142950 from ether locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under -How Benefits are Pale is replaced with the following: All other payments, with the exception

program services will be available when you are at home or kayoing locally. Program Terms and Concitions apply. Best Value Guarantee Decommission The Best Value Guarantee program will terminate on October 1, 2006. Any purchases charged to your Card account on or after October 1, 2006, will not be eligible for the prog

U.S. only or call (440) 9142950 from other locations worldwide. If the faun, of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under 'How Benefits are Paid' Is replaced with the following: All other payments, with the exception

program services will be available when you are al home cc traveing locally. Program Terms and Conditions apply. Best Value Guarantee Decommission The Best Value Guarantee program will terminate on October 1, 2006. Any purchases charged to your Card account on or after October 1, 2006, will not be eligible for the prog