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. only or call (440) 914-2950 from other locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. BP/CO2FYI/0306 EFTA01703351 Prepared For JEFFREY E EPSTEIN 3718-463688-42008 DUPLICATE COPY A000urd !trim Page 10

ipated legal process; (9) death; (10) or emergency call to duty as a member of a National Guard unit or Active Reserve or for active duty members of the United States Armed Forces. Exclusions Benefits are not payable if the loss for which coverage is sought was directly or indirectly, wholly or partially, contributed to or ca

S. only or call (440) 914-2950 from other locations worldwide. If the faiure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under "How Benefits are Paid" is replaced with the following: Al other payments, with the exception

rd unit or Active Reserve or for 38986 BP/TR12PFY10806 EFTA01704346 DUPLICATE COPY Prepacd Fa G MAXWELL Page 10 01 12 active duty members of the United States Armed Forces. Exclusions Benefits are not payable if the loss for which coverage is sought was directly or indirectly, wholly or partially, contributed to or ca

.S. only or call (440)9142950 from ether locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under -How Benefits are Pale is replaced with the following: All other payments, with the exception

ipated legal process; (9) death; (10) or emergency call to duty as a member of a National Guard unit or Active Reserve or for active duty members of the United States Armed Forces. Exclusions Benefits cue not payable if the loss for which coverage is sought was directly or indirectly, wholly or partially, contributed to or ca

U.S. only or call (440) 9142950 from other locations worldwide. If the faun, of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under 'How Benefits are Paid' Is replaced with the following: All other payments, with the exception

ipated legal process; (9) death; (10) or emergency call to duty as a member of a National Guard unit or Active Reserve or for active duty members of the United States Armed Forces; or (11) Lost Ticket. Exclusions Benefits are not payable if the loss for which coverage is sought was directly cc indirectiy, wholly or partially,