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t Customer Programs section of the Membership Rewards Terms & Conditions as follows: "Effective May 1, 2007, for each conversion of points into the Frequent Flyer program of a US airline, a fee of $0.0005 per point, with a maximum fee of $75, will be charged to your Card account." M6137 BP/MU/MR61/0307 EFTA

Information Services P.O. Box 981527 El Paso TX 79990.1527 BP/MU/01 LE/0307 EFTA01704628 DUPLICATE COPY P cd For Page 10 of 10 Offers for American Express Products and Services Mall Offers We may use Cardmember Information to mail you offers for American Express products and services. Your Choice: To opt out from receivi

Customer Programs section of the Membership Rewards Terms & Conditions as follows: 'Effective May 1, 2007, for each conversion of points into the Frequent Flyer program of a US airline, a fee of $0.0005 per point, with a maximum fee of $75, will be charged to your Card account.' Earn 2x Membership Rewards@

79990-1527 BP/MU/01LE/0307 EFTA01705047 Propced Fos JEFFREY E EPSTEIN DUPLICATE COPY On-^M Hinter )0000000a4-31005 Page 12 o112 Offers for American Express Products and Services Mall Otters We may use Cardmember Information to mail you offers for American Express products and services. Your Choice: To opt out from receivi

',7-f/4ti Earn More! New ways to earn points. IMPORTANT NOTICE OF MEMBERSHIP REWARDS OPTIONS@ PROGRAM CHANGES For each transfer of points into the Frequent Flyer program of a US airline, a fee of $0.0004 per two points, with a maximum fee of $50, will be charged to your Card account. We charge this fee to o

n Services P.O. Box 299836 Ft. Lauderdale FL 33329-9836 MU/1LE/0304 FDR 706671 T5047 EFTA01726729 DUPLICATE COPY Page 12 of 12 Offers for American Express Products and Services Mall Offers We may mail you offers for American Express products and services. Your choice: To opt out from receiving these mailings, call us at