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JEFFREY E EPSTEIN Map Dab 3718.463688'42008 03/27/05 Page 7 of 10 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement ('Agreement) goveming the American Express@ Card Account identified on this Notice. Unless otherwise indicated below, these changes become

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unt EFTA01704344 DUPLICATE COPY Pieprod For G MAXWELL Page 8 of 12 Notice of Changes to Your Agreement We we making Important Changes to your American Express Cardmember Agreement ('Agreement') governing the American Express° Card Account Identified on this Notice. These changes become effective on the dates indicat

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FFREY E EPSTEIN Closing Date 02/12/19 Account Ending 2-82002 Notice of Important Changes to Your Card Account Terms We are making changes to your American Express Cardmember Agreement referenced in this notice. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for fu