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document. Please read it and keep it in a safe place. In Witness Whereof, We have caused this Description of Coverage to be signed by Our officers: Paul R. Johnston, Secretary AMEX Assurance Company GOLD S8386 BP/MUET12G/0806 EFTA01703860 DUPLICATE COPY Prepared Fa JEFFREY E EPSTEIN Amaral Ntrrieer 372

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hone number on the back of Your card. There are no other charges to the Description of Coverage. By: Kenneth J. Ciak, President ETP-RDR1-MO 05/06 Paul R. Johnston, Secretary Important information regarding bone, it ohanges for Vermont residents: AMEX ASSURANCE COMPANY, Administrative Office, 3500 Packerland D

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hereof, We have caused this Description of Coverage to be signed by Our officers: Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/05 Paul R. Johnston, Secretary AMEX Assurance Company PLAT Important information regarding benefit changes for Missouri residents: The Description of Coverage ETP-DO