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ntary champagne with dinner at the Harvey Nichols restaurant, and a 15% saving on the finest of Irish design in contemporary fashions and gifts at Kilkenny stores. CARDMEMBER BENEFITS Offers available until November 30, 2006. For further information on these and many more offers, go to www.amedcan

/MUET12G/0806 EFTA01703859 DUPLICATE COPY F:cpxrd Fo JEFFREY E EPSTEIN Mccuril Warta Closing Dade 3727-686332-61005 08/08/06 Page 17 of 18 Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/C6 benefits will be available on a pro rata basis determined by days for Multi-day Tickets and by ser

entary champagne with dinner at the Harvey Nichols restaurant and a 15% saving on the finest of Irish design in contemporary fashions and gifts at Kilkenny stores. Offers available until November 30, 2006. For further information on these and many more offers, go to vnver.americanexpress. co.uWvisi

Questions For questions please call the telephone number on the back of Your card. There are no other charges to the Description of Coverage. By: Kenneth J. Ciak, President ETP-RDR1-MO 05/06 Paul R. Johnston, Secretary Important information regarding bone, it ohanges for Vermont residents: AMEX ASSURANCE C

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Ptcount Nirrber Cbsiv Dale Page 11 of 12 08/11/06 In Witness Whereof, We have caused this Description of Coverage to be signed by Our officers: Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/05 Paul R. Johnston, Secretary AMEX Assurance Company PLAT Important information regarding benefit