Epstein Secrets

ales/Middle Markets Group Morgan Stanley=Wealth Management Midtown Manhattan Complex 1290 Aven=e of the Americas, 12th Floor I New York, NY 10104 Tel/Direct: <tel Fax: <mailto 3 EFTA_R1_01597175 EFTA02480984 Important Notice to Recipients: Please do not use e-mail to request, authorize or effect

an Stan=ey note from earlier this year. Details:</=> Royal Bank of Scotland 7.64% Fixed-to-Float Preferred Shares<=> RBS 7.64% Perpetual Issuer:0 Royal Bk Scotland Grp Plc Par Value: 4> $1,000 S=curity Type: Preferred Stock QDI/DRD Eligible4e Yes / Yes<=> Cumulative: Non-Cumulative Rating: B1 / B+ Coupon (Deta

ales/Middle Markets Group Morgan Stanley Wealth Management Midtown Manhattan =omplex 1290 Avenue of the Americas, 12th Floor = New York, NY 10104 Tel/Direct: + Important Notice =o Recipients: Please do not use e-mail to request, authorize or effect the purchase or sale of any =ecurity or commodity. Unf

ant Morgan Stanley note from earlier this year. Details: Royal Bank of Scotland 7.64% Fixed-to-Float Preferred =hares RBS=7.64% Perpetual Issuer: Royal Bk Scotland Grp Plc Par=Value: =1,000 Security Type: Preferred Stock QDI/DRD =ligible Yes = Yes Cumulative: =on-Cumulative Rating: B1 / B+ 3 EFTA_R1_01597873

ales/Middle Markets Group Morgan Stanley Wealth Management Midtown Manhattan =omplex 1290 Avenue of the =mericas, 12th Floor I New York, =Y 10104 Tel/Direct: Fax: <mailto Important Notice to Recipients: 3 EFTA_R1_01939813 EFTA02671086 Please do not use e•mail to request, authorize or effect the pu

ier this year. EFTA_R1_01939811 EFTA02671084 Details: Royal Bank of Scotland 7.64% Fixed-to-Float Preferred =hares RBS=7.64% Perpetual Issuer: Royal Bk Scotland Grp Plc Par=Value: =1,000 Security Type: Preferred Stock QDI/DRD =ligible Yes = Yes Cumulative: =on-Cumulative Rating: B1 / B+ Coupon =Details): =.