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have already paid the Annual Fee in full), plus (5) if we so elect, any amount past due and/or amount over your credit line at the time of billing. Notice of Important Changes to Your Cardmember Agreement Effective October 12. 2014, we are replacing the last three sentences of the section of your Cardm ember Agreement tit

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have already paid the Annual Fee in full), plus (5) if we so elect, any amount past due and/or amount over your credit line at the time of billing. Notice of Important Changes to Your Cardmember Agreement Effective May 10, 2014, we are replacing the last three sentences of the section of your Cardmember Agreement titled "

s points activity, please visit us online at ubs.com/uscards Activity for GHISLNNE MAXWELL - Card ending fl Date Payments Descnocn Amcunt 03/14 AMTRAK .COM 0720743559943WASHINGTON DC -$252.00 TIC: 0720743559943 DEPT DATE: 03/17/14 ORIG: NYP DEST: STM 03/18 PAYMENT THANK YOU -$66.00 Total Pa

have already paid the Annual Fee in full), plus (5) if we so elect, any amount past due and/or amount over your credit line at the time of billing. Notice of Important Changes to Your Cardmember Agreement Effective May 10, 2014, we are replacing the last three sentences of the section of your Cardmember Agreement titled -

L - Card ending ill= Date Payments Desoiptias Amount 08/18 PAYMENT THANK YOU 41.573.77 Total Payments Activity -51,573.77 Purchases 07/24 AMTRAK .COM 2050728035588WASHINGTON DC $259.00 TIC: 2050728035588 DEPT DATE: 07/30/14 ORIG: NYP DEST: WAS 07/25 SQ •GRAPHIC PRINTING INC.Commack NY

have already paid the Annual Fee in full), plus (5) if we so elect, any amount past due and/or amount over your credit line at the time of billing. Notice of Important Changes to Your Cardmember Agreement Effective October 12.2014, we are replacing the last three sentences of the section of your Cardm ember Agreement titl