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vel Insurance Coverages General Provisions Claims Filing Procedures Definitions Signed for BCS Insurance Company, 2 MidAmerica Plaza, Suite 200, Oakbrook Terrace, IL 60181. iA•actio4 52.201.401.NY PC Page 1 Part I. EFFECTIVE DATE Coverage Term: The Coverage Term shall start at 12:01 A.M. on the date show

of the healing arts who is legally entitled to practice medicine in the applicable field for which services are delivered. Page 6 EFTA00317288 Preexisting Conditions means: 1. Any injury occurring to You, a Traveling Companion, or a Family Member prior to the effective date of Your insurance; or 2. Any illne

vel Insurance Coverages General Provisions Claims Filing Procedures Definitions Signed for BCS Insurance Company, 2 MidAmerica Plaza, Suite 200, Oakbrook Terrace, IL 60181. iA•actio4 52.201.401.NY PC Page 1 Part I. EFFECTIVE DATE Coverage Term: The Coverage Term shall start at 12:01 A.M. on the date show

of the healing arts who is legally entitled to practice medicine in the applicable field for which services are delivered. Page 6 EFTA00317256 Preexisting Conditions means: 1. Any injury occurring to You, a Traveling Companion, or a Family Member prior to the effective date of Your insurance; or 2. Any illne

ral Provisions Related to Insurance Benefits Claim Filing Procedures Definitions Signed for BCS Insurance Company, 2 MidAmerica Plaza, Suite 200. Oakbrook Terrace. IL 60181. / 1FLIAIL ANI II PRESIDENT SECRETARY Form 52.201NY Part I. EFFECTIVE DATE Coverage Term: The Coverage Term shall start at 12:01 A.M.

ribed drugs or medicine unless the Illness remains controlled without any change in the required prescription. For the purposes of determining any Preexisting Conditions, the effective date of Your insurance will be Your Trip Cancellation Insurance effective date, if Trip Cancellation Insurance is purchased. If no

vel Insurance Coverages General Provisions Claims Filing Procedures Definitions Signed for BCS Insurance Company, 2 MidAmerica Plaza, Suite 200, Oakbrook Terrace, IL 60181. iA•actio4 52.201.401.NY PC Page 1 Part I. EFFECTIVE DATE Coverage Term: The Coverage Term shall start at 12:01 A.M. on the date show

of the healing arts who is legally entitled to practice medicine in the applicable field for which services are delivered. Page 6 EFTA00317306 Preexisting Conditions means: 1. Any injury occurring to You, a Traveling Companion, or a Family Member prior to the effective date of Your insurance; or 2. Any illne