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. gas stations, the U.S. Postal Service, and for payments for wireless phone bils (exdudmg bulk purchases of wireless time) will be credited to your Membership Rewards account 12-14 weeks alter charges appear on your monthly billing statement. Not valid in the departments of superstores and warehouse clubs. Terms

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back into the program. Forfeited points can be reinstated for a Tee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in your Membership Rewards Guide. If you have questions, please visit umwamencenexpress.comirewards or call 1.800-AXP-E

inum. Reserve your Fine Hotels & Resorts Program accommodations through PTS today by calling 1.800-443.7672. (CE 106765) Exclusive Benefits at Equinox Fitness Clubs Purchase your Equinox membership or pay your club dues with your Card and you'll enjoy a host of benefits and ongoing amenities available only to

as stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time) will be credited to your Membership Rewards account 12 -14 weeks after charges appear on your monthly billing statement. Not valid in the departments of superstores and warehouse clubs. Terms

TE COPY Prepared Fat JEFFREY E EPSTEIN Account Mortar )000cXXXXX4-31005 Claang Da To 11/29/05 Page 7 of 8 Custom&tras• Exclusive Benefits at Equinox Fitness Clubs As the exclusive fitness provider to Centurion@ members, Equinox offers more value to an already incredible fitness experience. Join Equinox with