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xess.comftewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 membeNfilfifSfffriis° monthly Statement and Program News Statement Period November 1, 2006 • November 30, 2006 Account activity after this period does not appear on this statement Available Points 159

unt online or to pay your bill, please visit us at www.amerIcanexpress.com. You can also pay your bill by calling 1-800-l-PAY-AXP (1-800-472-9297). Save Time Paying Your Bills with Your Card Enjoy the time-saving convenience of using your Card to pay your bills. You can consolidate your payments and make sure your bills a

express.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembePAi9W&1Wrtls@ Monthly Statement and Program News Statement Perla— January 1, 2006 - January 31, 2006 Amount activity after this period does not appear on this statement P her Points are availa

ce. This document does not supplement or replace the Policy. For more information, visit us online at www.american express.com/pp. (CE 107461) Save Time Paying Your Bills with the Card Enjoy the time-saving convenience of using your Card to pay your bills. You can consolidate your payments and make sure your bills a

REY E EPSTEIN DUPLICATE COPY bralft )000( NLITbe .xxxxt Page 4 of 8 EFTA01661209 MembePaiictigiragis Plus@ Page 5 of 8 Monthly Statement and Program News American Exrress• For questions about your Membership Rewards account, contact Statement Period January 1, 2006 - January 31, 2006 re e 4nC

S BEUEFITS To learn more, or to take advantage of our 30-day review period, visit us at wyy.amencanexpress. com/creditprotection. (CE 108070) Save Time Paying Your Bills with the Card Enjoy the time-saving convenience of using your Card to pay your bills. You can consolidate your payments and make sure your bills a