the New York Banking Department
ORGANIZATIONthe Initiation of Arbitration Proceeding/Selection of Administrator
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statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andgrace periods by calling 1-800.518.8866. Change of Address coornt on Iront do not u
above agreements ("Agreements"), except for the validity, enforceability a scope of this Arbitration Provision or the Agreements? We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: of Arbitration Proceeding/Selection of Administrator: Any Claim shall be resolved, upon the election by you or us, by
ve use of the money during the time it takes us to complete our investigation. Creditor: American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative credit card rates, fees andgrace periods by calling 1.800.518-8866. Change el Address I canna on front do not use Nino
n Provision or the Agreements." BP/TR45FYI/0305 12313 EFTA01704815 DUPLICATE COPY Fe -Jed Pc: Account NUTtlel Page 8 of 10 We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration Proceeding/Selection of Administrator Any Claim shall be resolved, upon the election by yo
statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change of Address It coded on load de rd
above agreements ("Agreements"), except for the validity, enforceability or scope of this Arbitration Provision or the Agreements: We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration Proceeding/Selection of Administrator. Any Claim shall be resolved, upon the election by y
Entities connected to both the New York Banking Department and the Initiation of Arbitration Proceeding/Selection of Administrator

New York City
LOCATION
John F. Kennedy
PERSON
Jeffrey Epstein
PERSONAmerican Express Centurion Bank
ORGANIZATION
Hawaii
LOCATIONCartier
ORGANIZATIONElectronic Funds Services
ORGANIZATION
George W. Bush
PERSON
Fort Lauderdale
LOCATIONNEWARK NJ
LOCATIONCredit Information Provided
ORGANIZATION
The Wall Street Journal
ORGANIZATION
Ghislaine Maxwell
PERSON
West Palm Beach
LOCATION
United States
LOCATIONDe Pere
PERSON
Alaska
LOCATIONMembership Rewards
ORGANIZATIONHorne
LOCATIONthe New Balance
ORGANIZATION