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e "Codes), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ("NAF") or the American Arbitration Association ('AAA"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you sha
03/27/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy : Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
he 'Code'), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAP) Of the American Arbitration Association ('AAA-), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you sha
bing 03/09/05 Page 9 ol10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
he -Coder), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association ('AAA"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you sha
03/02/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy t Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
he "Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association ("AAA"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you sha
Ode 03/12/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
the "Code"), except to the extent the Code conflicts with this Agreement Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association (*AAA"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you sha
D4* 03/29/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
e 'Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAF") or the American Arbitration Association ('AM"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you shal
05 03/09/05 Page 15 of 16 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
Entities connected to both the American Arbitration Association and American Express Charge Cards

Jeffrey Epstein
PERSON
U.S. Virgin Islands
LOCATIONAmerican Express Centurion Bank
ORGANIZATION
John F. Kennedy
PERSON
United States
LOCATIONCredit Information Provided
ORGANIZATIONElectronic Funds Services
ORGANIZATION
Fort Lauderdale
LOCATIONMembership Rewards
ORGANIZATION
George W. Bush
PERSONE-Mail Offers
ORGANIZATION
Delta Air Lines
ORGANIZATIONCartier
ORGANIZATIONDe Pere
PERSON
New York City
LOCATION
Hawaii
LOCATION
The Wall Street Journal
ORGANIZATION
Ghislaine Maxwell
PERSONRelated Services Company, Inc.
ORGANIZATION
Puerto Rico
LOCATION