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xceed 40 basis points (0.40%)) for services DBTCA provides as "Settlement Bank" to the Program Banks and less a fee retained by DBSI and shared with Pershing that combined, may total up to 125 basis points (1.25%) based on the balances in the Deposit Accounts. The fee retained by DBSI and Pershing compens
nds" provides additional details regarding SIPC coverage. Benefits to Deutsche Bank Securities Inc., its Affiliates and Others DBSI, Pershing LLC ("Pershing"), DBSI's clearing broker, Deutsche Bank Trust Company Americas ("DBTCA") and the Branch receive fees and benefits for services provided in connecti
gram Bank fails, deposits at the bank are eligible for FDIC insurance protection. FDIC insurance provides protection up to a limit per Program Bank (the "FDIC Insurance Limitation") of $250,000 (for individual accounts) or $500,000 (for joint accounts). Balances in any other deposit accounts you may have at a Program Bank outs
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
he FDIC, an independent agency of the U.S. government. In the event a Program Bank fails, the FDIC generally provides a maximum amount of insurance (the "FDIC Insurance Limitation"), including principal and accrued interest to the day the Program Bank is closed. The FDIC Insurance Limitation applies to the amounts held for yo
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
he FDIC, an independent agency of the U.S. government. In the event a Program Bank falls, the FDIC generally provides a maximum amount of insurance (the "FDIC Insurance Limitation"), including principal and accrued interest to the day the Program Bank is closed. The FDIC Insurance Limitation applies to the amounts held for yo
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
he FDIC, an independent agency of the U.S. government. In the event a Program Bank fails, the FDIC generally provides a maximum amount of insurance (the "FDIC Insurance Limitation"), including principal and accrued interest to the day the Program Bank is closed. The FDIC Insurance Limitation applies to the amounts held for yo
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
he FDIC, an independent agency of the U.S. government. In the event a Program Bank falls, the FDIC generally provides a maximum amount of insurance (the "FDIC Insurance Limitation"), including principal and accrued interest to the day the Program Bank is closed. The FDIC Insurance Limitation applies to the amounts held for yo
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
he FDIC, an independent agency of the U.S. government. In the event a Program Bank fails, the FDIC generally provides a maximum amount of insurance (the "FDIC Insurance Limitation"), including principal and accrued interest to the day the Program Bank is closed. The FDIC Insurance Limitation applies to the amounts held for yo
Entities connected to both Pershing and the "FDIC Insurance Limitation

FDIC
ORGANIZATIONthe Program Banks
ORGANIZATIONExcess Bank
ORGANIZATIONAutomated Clearing House
ORGANIZATIONSIPC Protection
ORGANIZATIONFDIC Insurance
ORGANIZATIONAccount Protection
ORGANIZATIONFDIC Insurance Coverage
ORGANIZATION