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ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
counts. The Program Banks have indicated that they presently have no intention of exercising this right, but may exercise this right in the future. Account Protection—SIPC Protection and FDIC Insurance Coverage Cash balances deposited into the Program Banks are not covered by SIPC, which provides certain protectio
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
counts. The Program Banks have indicated that they presently have no intention of exercising this right, but may exercise this right in the future. Account Protection—SIPC Protection and FDIC Insurance Coverage Cash balances deposited into the Program Banks are not covered by SIPC, which provides certain protectio
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
counts. The Program Banks have indicated that they presently have no intention of exercising this right, but may exercise this right in the future. Account Protection—SIPC Protection and FDIC Insurance Coverage Cash balances deposited into the Program Banks are not covered by SIPC, which provides certain protectio
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
counts. The Program Banks have indicated that they presently have no intention of exercising this right, but may exercise this right in the future. Account Protection—SIPC Protection and FDIC Insurance Coverage Cash balances deposited into the Program Banks are not covered by SIPC, which provides certain protectio
ation for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you
counts. The Program Banks have indicated that they presently have no intention of exercising this right, but may exercise this right in the future. Account Protection—SIPC Protection and FDIC Insurance Coverage Cash balances deposited into the Program Banks are not covered by SIPC, which provides certain protectio
Entities connected to both Pershing and Account Protection

FDIC
ORGANIZATIONthe Program Banks
ORGANIZATIONExcess Bank
ORGANIZATIONAutomated Clearing House
ORGANIZATIONSIPC Protection
ORGANIZATIONFDIC Insurance
ORGANIZATIONthe "FDIC Insurance Limitation
ORGANIZATIONFDIC Insurance Coverage
ORGANIZATION