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onnection with use of any S&P information the ratings of Mooay's Investors Service. Inc I'M000y's") arc/or S&P rellectho in this statement represent Moody's rd/or S&P opinions as to the isuality of the securities they rate. Ratings are relative and subs:woos and are not absolute standards of cuality. Credit

ver upon rnatuntY FDIC insurance • Please note that your 10 is rot insured by the FDIC. Trademarks and Copyright: M000y's Investor Secure. Inc and Standard & Poor's Corporation Standard & Poor's CS&P'l is a division ol The McGraw Rill Companies. Inc Roproeuctior of any irlormation provided by S&P in any lorm is

connection with use of any S&P information. The ratings of Moody's Investors Service. Inc I'M000y's') area S&P reflected in this statement represent Moody's rd/or S&P opinions as to the cuatity of the securities they rate Ratings are nalatiVO and sutaective and are not absolute standards of duality. Credit

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OrreCtiOr with use ol ary S&P information. the ratings of Moody's Investors Service, Inc I'Mooey's') ardor S&P reflector° in this statement represent Moody's rd/or S&P opinions as to the ouality of the securities they rate. Ratings aro relative and subcoctive and are not absolute standards of cuality. Credit