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n the Index provided the issuer is domiciled in a country having an investmentgrade foreign currency long-term debt rating (based on a composite of Moody's and S&P). 144a issues are included in the Index. Qualifying bonds must have at EFTA01477993 least 1 year remaining term to maturity, a fixed cou

c ex-Japan equity, emerging markets equity, U.S. fixed income, U.S. high-yield bonds, international bonds, emerging market bonds, municipal bonds, Treasury Inflation Protected Securities, hedge funds, Real Estate Investment Trusts, commodities, and cash. The RIC currently recognizes four basic investment strategies: Income, Growth

n the Index provided the issuer is domiciled in a country having an investmentgrade foreign currency long-term debt rating (based on a composite of Moody's and S&P). 144a issues are included in the Index. Qualifying bonds must have at EFTA01478063 least 1 year remaining term to maturity, a fixed cou

c ex-Japan equity, emerging markets equity, U.S. fixed income, U.S. high-yield bonds, international bonds, emerging market bonds, municipal bonds, Treasury Inflation Protected Securities, hedge funds, Real Estate Investment Trusts, commodities, and cash. The RIC currently recognizes four basic investment strategies: Income, Growth

e foreign currency long-term debt rating. I 44a issues are included in the Index. Bonds must be rated below investment-grade based on a composite of Moody's and S&P. Defaulted bonds are excluded —The Citigroup Unhedged Non-US World Government Bond Index eitiGBI) is a market cap-weighted index consisting

ic ex-Japan equity, emerging markets. equity. U S. fixed income. U.S. high- yield bonds. international bonds. emerging market bonds. municipal bonds. Treasury Inflation Protected Securities. hedge funds. Rea: Estate €nvestment Trusts. commodities, and cash The AIC currently recognizes four basic investment strategies. Income. Growth & I