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ed to any such accounts, goods or services financed under any of the accounts or the terms of financing, (c) the benefits and services related to Cardmembership (including fee-based or free benefit programs, enrollment services and rewards programs), and (d) your application for any account. We shall not e

e 6 months being reviewed. IMPORTANT: See the reverse side of this letter for information about the duration of the Penalty APR. Thank you for your Cardmembership. We look forward to continuing to serve you. Sincerely, American Express See reverse side for important information CMAEUALE0000104 AMEX002988

se egible. enrolled A:F*6w Express' Card through row m arredcarnicresscanrtravel Any portion of a charge that you elect to pay throup redemption of Membership Rewards points is not eligible to earn pares Sone American Express Cards are net elgible for enrollment in the program Terms and Contfitiorts tor the Member

for preparing taxes and budgeting. In addition to viewing your Year End Summary online, you will continue to receive a paper copy for every year of Cardmembership. For any questions regarding your Online Year End Summary, please visit www.americanexpress. com/yearendsummary. (CE 104182) 7-Night Hawaiian

qualifying supermarkets, drug stores, gas stations, the U.S. Postal Service and on your wireless phone bill.* As a Gold Card member enrolled in the Membership Rewards program, you earn one point for virtually every dollar you spend on purchases. We apologize for the inconvenience. 'To be eligible to earn points,

ery dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to address various state laws. See the reverse side for the Detail of C

lus Gold only) Rewards Plus Gold Cardmembers will earn 1 point for every dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to add

Marianas. the Federated States of Micronesia. The Marshall Islands. and the Republic of Palau. the insurance products that come as a benefit of your Cardmembership are underwritten by Tokio Marine Pacific Insurance Limited. SWT81 BP/AACWTAI/0811 AMEX003137 SDNY_GM_02746436 EFTA_00233692 EFTA01675095 DUUC

. Bonus ID: 6821 THE LLAERH.Go tTTELS Bonus points eller valid 04/1/11 to 12/31/11. To be eligible to earn bonus points. you must be enrolled in the Membership Rewards program at the time of purchase and you must charge your purchase on an eligible. enrolled American Express Card. Game On: Buy select Dell ' PCs w

ery dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to address various state laws. See the reverse side for the Detail of C

lus Gold only) Rewards Plus Gold Cardmembers will earn 1 point for every dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to add

e insurance products are no longer available in certain territories. Effective August 1. 2014. the insurance products that come as a benefit of your Cardmembership are not available for residents of the Federated States of Micronesia, The Marshall Islands, and the Republic of Palau. Depending on your Card, the

. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more. Here is how it works: If your card is enrolled in the Membership Rewards program, you can select the way you're rewarded at opensavings.com. All other Cards not enrolled in Membership Rewards will receive automatic discou