Epstein Secrets

losing Date. O See page 2 for important Information about your account. NeeYolk Residents New York Residents may contact the New York State .4.11 Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial

deleting the second bullet under "For transactions added automatically to a pay over time balance," and replacing it with the following: • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. CIALENDOMMael 551 SDNY_GM_02744850

t Not Required g See page 2 for important information about your account. ro New York Residents: New York Residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial

However, we will not charge interest on these transactions if: • your Pay Over Time Previous Balance for the billing period is zero; or • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the closing date shown on their respective statements. Minimum Monthly Payment Effective J

t Closing Date. O See page 2 for Important Information about your account. New York Residents: New York Residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial

e deleting the second bullet under "For transactions added automatically to a pay over time balance," and replacing it with the following: you paid the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. CMLENDDMRUS0084 AMEX008264 SDNY_G