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ives account fees with respect to the funds so hekl. Fiduciary Shares me shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Lane Cap Growth Fund, JPMorgem Mid Cap FAO. Fund. JPMorgan Trost Small Cap Equity Fund. ;Morga
funds) and annuities invoke inseament risks, Including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the 'Morgan Funds for providing services to the funds.
ives account fees with respect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund, JPMorgan Tax Aware Lane Cap Growth Fund, AIMorgam Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund.111Morga
nds) and annuities invoke inseament risks, Including the possible loss of the principal amount Invested. The distributor of the Jiltiorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds.
aives account fax with respect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Large Cap Growth Fund, :Worm Mid Cap FAO. Fund. JPMorgan Trust Small Cap Equity Fund. JPMorgan
nds) and annuities invoke investment risks, Including the possible loss of the principal amount Invested. The distributor of the llalorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Dank. the Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds.
aives account fax with respect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Large Cap Growth Fund, :Worm Mid Cap FAO. Fund. JPMorgan Trust Small Cap Equity Fund. JPMorgan
nds) and annuities invoke investment risks, Including the possible loss of the principal amount Invested. The distributor of the llalorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Dank. the Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds.
waives =omit fax with respect to the funds so heki. Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund, WMorgan Tax Aware Large Cap Growth Fund, JPMorgan Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund. JPMorga
s) and annuities invoke ins est ment risks, Including the possible loss of the principal amount Invested. the distributor of the lialorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the 'Morgan Funds for providing services to the funds.
waives =omit fax with respect to the funds so heki. Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund, WMorgan Tax Aware Large Cap Growth Fund, JPMorgan Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund. JPMorga
s) and annuities invoke ins est ment risks, Including the possible loss of the principal amount Invested. the distributor of the lialorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the 'Morgan Funds for providing services to the funds.
ives account fees with respect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund. JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Large Cap Growth Fund, JPMorgan Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund. ;Morga
funds) and annuities invoke inseament risks Including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receivecompensation from the Morgan Funds for providing services to the funds. Ra
Entities connected to both JPMorgan US Equity Fund and J.P. Morgan Funds Distributor. Inc.

Newark
LOCATIONInternational Equity Fund
ORGANIZATION
JPMorgan Chase
ORGANIZATIONReich & Tang
ORGANIZATIONMorgan Fleming
ORGANIZATIONReich & Tang Distributors Inc.
ORGANIZATIONJPMorgan Select Shams
ORGANIZATION
Jeffrey Epstein
PERSONMorgan Tax Aware US Equity Fund
ORGANIZATIONMorgan Tax Aware Large Cap Value Fund
ORGANIZATIONthe Connecticut Daily Tax Free Income Fund
ORGANIZATIONMorgan Funds
ORGANIZATIONFiduciary Shams
ORGANIZATION
Morgan Stanley
ORGANIZATIONReich & '
ORGANIZATIONMorgan Bond Fund II
ORGANIZATIONthe Terms and Conditions for Commercial Accounts Of
ORGANIZATIONJPMorgan Intermediate Tax-Free Income Fund
ORGANIZATIONJPMorgan Mid Cap FAO
ORGANIZATIONFang Distributors Inc.
ORGANIZATION