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olf holidays with Carr Golf & Corporate Travel, a 25% saving on a two-night stay at the Heritage. Hotel, complimentary champagne with dinner at the Harvey Nichols restaurant, and a 15% saving on the finest of Irish design in contemporary fashions and gifts at Kilkenny stores. CARDMEMBER BENEFITS Offers ava

/MUET12G/0806 EFTA01703859 DUPLICATE COPY F:cpxrd Fo JEFFREY E EPSTEIN Mccuril Warta Closing Dade 3727-686332-61005 08/08/06 Page 17 of 18 Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/C6 benefits will be available on a pro rata basis determined by days for Multi-day Tickets and by ser

golf holidays with Carr Golf & Corporate Travel, a 25% saving on a two-night stay at the Heritage Hotel, complimentary champagne with dinner at the Harvey Nichols restaurant and a 15% saving on the finest of Irish design in contemporary fashions and gifts at Kilkenny stores. Offers available until November 3

Questions For questions please call the telephone number on the back of Your card. There are no other charges to the Description of Coverage. By: Kenneth J. Ciak, President ETP-RDR1-MO 05/06 Paul R. Johnston, Secretary Important information regarding bone, it ohanges for Vermont residents: AMEX ASSURANCE C

golf holidays with Carr Golf & Corporate Travel, a 25% saving on a two-night stay at the Heritage Hotel, complimentary champagne with dinner at the Harvey Nichols restaurant, and a 15% saving on the finest of Irish design in contemporary fashions and gifts at Kilkenny stores. Offers available until November

Ptcount Nirrber Cbsiv Dale Page 11 of 12 08/11/06 In Witness Whereof, We have caused this Description of Coverage to be signed by Our officers: Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/05 Paul R. Johnston, Secretary AMEX Assurance Company PLAT Important information regarding benefit