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he Bank from being consolidated with or merged into another banking corporation organized under the laws of the United States, any State thereof or the District of Columbia, if after such merger or consolidation the Company (or any successor thereto in a permissible merger) and any one or more Intermediate Subsidiaries
inistrative Region of the People's Republic of China ("Hong Kong") by means of any document other than (i) to "professional investors" as defined in the Securities and Futures Ordinance (Cap. 571, Laws of Hong Kong) ("SFO") and any rules made thereunder, or (ii) in other circumstances which do not result in the document being a "pr
ork of over 4,300 independent agents. direct-to-consumer marketing, wholesaling and worksite marketing. We are licensed to operate in 50 states and the District of Columbia, but focus on underserved niche markets. Approximately 84% of our P&C premium written is originated in eleven core states: North Carolina, New York
r to the public within the meaning of the Companies Ordinance (Cap.32, Laws of Hong Kong), or (ii) to "professional investors" within the meaning of the Securities and Futures Ordinance (Cap.57 I, Laws of Hong Kong) and any rules made thereunder, or (iii) in other circumstances which do not result in the document being a "prospectu
s. unless: • in the case of ( I) above, such Person is organized and existing under the laws of the United States of America, any state thereof or the District of Columbia, Bermuda, the Cayman Islands, Ireland, Switzerland, the United Kingdom or any other country which is on the date of the indenture a member of the O
ures have not been offered or sold and will not be offered or sold by means of any document other than (i) to "professional investors" as defined in the Securities and Futures Ordinance (Charter 571) of the laws of Hong Kong (the "SFO") and any rules made thereunder, or (ii) in other circumstances which do not result in the documen
Entities connected to both the District of Columbia and the Securities and Futures Ordinance

United States
LOCATION
Jeffrey Epstein
PERSON
George W. Bush
PERSON
Prince Charles
PERSON
New York
LOCATION
United Kingdom
LOCATION
the Internal Revenue Service
ORGANIZATIONGlendower
LOCATIONthe Securities and Exchange Commission
ORGANIZATION
Eric Holder
PERSON
Lawrence Krauss
PERSONStandard & Poor's Ratings Services
ORGANIZATION
Columbia University
LOCATION
United Arab Emirates
LOCATION
Hong Kong
LOCATION
Bahrain
LOCATION
New Zealand
LOCATION
North America
LOCATIONthe Monetary Authority of Singapore
ORGANIZATION
Belgium
LOCATION