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he Bank from being consolidated with or merged into another banking corporation organized under the laws of the United States, any State thereof or the District of Columbia, if after such merger or consolidation the Company (or any successor thereto in a permissible merger) and any one or more Intermediate Subsidiaries
y in accordance with DTC rules and will be settled in same-day funds. DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within t
ork of over 4,300 independent agents. direct-to-consumer marketing, wholesaling and worksite marketing. We are licensed to operate in 50 states and the District of Columbia, but focus on underserved niche markets. Approximately 84% of our P&C premium written is originated in eleven core states: North Carolina, New York
be made only through, records maintained by DTC and its participants. DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law. a "banking organization" within the meaning of the New York Banking Law, a member of the United States Federal Reserve System, a "clearing corpora
e United States, (2) a corporation, or entity treated as a corporation, organized in or under the laws of the United States or any state thereof or the District of Columbia, (3) a trust that (i) is subject to (a) the primary supervision of a court within the United States and (b) the authority of one or more U.S. person
be made only through, records maintained by DTC and its participants. DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the United States Federal Reserve System, a "clearing corpora
ity taxable as a corporation for U.S. Federal income tax purposes) created or organized under the laws of the United States or any state thereof, or the District of Columbia, (iii) an estate, the income of which is subject to U.S. Federal income taxation regardless of its source, or (iv) a trust (a) the administration o
representative of DTC. DTC has advised us that: DTC, the world's largest securities depository, is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within th
Entities connected to both the District of Columbia and the New York Banking Law

United States
LOCATION
Julie K. Brown
PERSON
New York
LOCATION
United Kingdom
LOCATION
the Internal Revenue Service
ORGANIZATION
Eric Holder
PERSONthe Securities and Exchange Commission
ORGANIZATIONStandard & Poor's Ratings Services
ORGANIZATION
St. Louis
LOCATION
Federal Reserve
ORGANIZATIONKeogh
ORGANIZATION
Morgan Stanley
ORGANIZATION
Luxembourg
LOCATIONDeutsche Bank Trust Company Americas
ORGANIZATION
Hong Kong
LOCATION
Ontario
LOCATIONthe Federal Reserve System
ORGANIZATIONMorgan Stanley & Co. LLC
ORGANIZATIONRegistrar
ORGANIZATIONthe State of New York
LOCATION