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A_00149290 EFTA01283053 GOVERNING LAW; JURISDICTION; JURY WAIVER This Agreement shall be governed by and construed in accordance with the laws of the State of New York, and the parties hereto acknowledge and agree that for purposes of the New York Uniform Commercial Code and for all other purposes, the Account is

nitialing the statement below by itself does not authorize your agent to make major gifts and other Transfers The preparation of the Statutory Major Gifts Rider should be supervised by a lawyer. (SMGR) I grant my agent authority to make major gifts and other transfers of my property. In accordance with the

_000 14979 EFTA00165757 GOVERNING LAW; JURISDICTION; JURY WAIVER This Agreement shall be governed by and construed in accordance with the laws of the State of New York, and the parties hereto acknowledge and agree that, for purposes of the Now York Uniform Commercial Code and for all other purposes, the Account is

itialing the statement below by Itself does not authorize your agent to make mayor gifts and other transfers. The preparation of the Statutory Major Gifts Rider should be supervised by a lawyer. (SMGR) I grant my agent authority to make major gifts and other transfers of my property, In accordance with the

TO FED. R. CRIM. P. 6(e) GOVERNING LAW; JURISDICTION; JURY WAIVER This Agreement shall be governed by and construed in accordance with the laws of the State of New York. and the parties hereto acknowledge and agree that, for purposes of the New York Uniform Commercial Code and for all other purposes, the Account is

itialing the statement below by Itself does not authorize your agent to make major gifts and other transfers_ The preparation of the Statutory Major Gifts Rider should be supervised by a lawyer. (SMGR) I grant my agent authority to make major gills and other transfers of my property, in accordance with the