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reement. shall operate as a waiver of that right or power or term. 29. Controlling Law. This Account Agreement shall be deemed to have been made in the State of New York and shall be construed, and the rights of the parties determined, in accordance with the laws of the State of New York and the United States, as am

ERVICE DOES NOT REQUIRE CLIENTS CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATION REQUIRED TO AVOID BACKUP WITHHOLDING. AND. IF APPUCABLE. THE CERTIFICATION REQUIRED TO ESTABUSH CLIENTS STATUS AS A NON•U.S. PERSON AND OBTAIN A REDUCE() RATE OF WITHHOLDING. Important Information for ER

o enforce an agreement to arbitrate shall not constitute a waiver of any rights under this agreement except to the extent stated herein. The laws of the State of New York govem. Pershing's contact information is as follows: Pershing LLC; Legal Department; One Pershing Plaza; Jersey City, New Jersey 07399; (201)413.333

GES, RULINGS AND INTERPRETATIONS OF THE EXOUNGE OR MARKET AND THE CLEARING FACILrY, E ANY, WHERE THE TRANSACTIONSARE EXECUTED ANC/OR SETTLED. OR IF APPUCABLE, DE DIE FINANCIAL INDUSTRY REGUIATORY AUTHORITY AND TONE APPLICABLE LAWS AND REGULATIONS, B. WHENEVER YOU ME INDEBTED TO PERSHING LLC (*PERSHING')

reement, shall operate as a waiver of that right or power or term. 29. Controlling Law. This Account Agreement shall be deemed to have been made in the State of New York and shall be construed, and the rights of the parties determined, in accordance with the laws of the State of New York and the United States. as am

ERVICE DOES NOT REQUIRE CLIENTS CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATION REQUIRED TO AVOID BACKUP WITHHOLDING. AND. IF APPUCABLE. THE CERTIFICATION REQUIRED TO ESTABUSH CLIENT'S STATUS AS A NON-U.S. PERSON AND OBTAIN A REDUCED RATE OF WITHHOLDING. Important Inforrnation for E