Epstein Secrets

anyamount due on Your Card account is.pas due or Your Card Is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. American Express° Card Baggage Insurance Plan Effective March 1, 2006, we are adding the American Express Card Baggage Insurance Plan a

August 1, 2006. Accordingly, effective August 1, 2006, the portion of the first sentence of the Annual Fees section of your Agreement that refers to Additional Cards is deleted, and Immediately following that sentence a new sentence is inserted as follows: We will bill to your Account an annual fee of 535 for up

any amount due on Your Card account is past due or Your Card is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. BP1TR14FYi/0306 EFTA01661221 DUPLICATE COPY Account Mints JEFFREY E EPSTEIN M Oafe 03/29/06 Page 9 of 12 Annual EFT Error Resol

lances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances." Annual Fees We are changing the annual fee structure fix Additional Cards. We will charge a single annual fee for up to three Additional Platinum Cards on your Account, and a single annual fee for each Additional Platinum

ny amount due on Your Card account is past due or Your Card Is cancelled, Is hereby revised to read as follows:, Does not apply to West Virginia and New York State residents. American Expresso Card Baggage Insurance Plan Effective March 1, 2006, we are adding the American Express Card Baggage Insurance Plan as

August 1, 2006. Accordingly, effective August 1, 2006, the portion of the first sentence of the Annual Fees section of your Agreement that refers to Additional Cards is deleted, and immediately following that sentence a new sentence Is inserted as follows: 'We will bill to your Account an annual fee of $35 for u

eceived by the Next Closing Date. O See page 2 for important Information about your account. NeeYolk Residents New York Residents may contact the New York State .4.11 Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace per

er the Fees section of How Rates and Fees Work on page 2 of Part 1 of your Cardmember Agreement for information about the Annual Membership fees for Additional Cards applicable to your Account. To avoid paying the Annual Membership fee for any Additional Card(s) on your Account, you can call the number on the b