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anyamount due on Your Card account is.pas due or Your Card Is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. American Express° Card Baggage Insurance Plan Effective March 1, 2006, we are adding the American Express Card Baggage Insurance Plan a

document. Please read It and keep it in a sale place. In Witness Whereof, We have caused this Description of Coverage to be signed by Our officers: Paul R. Johnston, Secretary AMEX Assurance Company GOLD S8386 BP/MUET126/0806 EFTA01703400 DUPLICATE COPY JEFFREY E EPSTEIN Accoul. NIXTibtf accina Dac 371

ny amount due on Your Card account is past due or Your Card is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. BP/TR1OFYU0305 EFTA01704295 DUPLICATE COPY Prepargd Fa G MAXWELL axing Oat 03/08/06 Page 7 ol 10 Annual EFT Error Resolution Not

hone number on the back of Your card. There are no other charges to the Description of Coverage. By: Kenneth J. Ciak, President ETP-RDR1-MO 05/06 Paul R. Johnston, Secretary Important information regarding bone, it ohanges for Vermont residents: AMEX ASSURANCE COMPANY, Administrative Office, 3500 Packerland D

ny amount due on Your Card account is past due or Your Card is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any elec

hereof, We have caused this Description of Coverage to be signed by Our officers: Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/05 Paul R. Johnston, Secretary AMEX Assurance Company PLAT Important information regarding benefit changes for Missouri residents: The Description of Coverage ETP-DO