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anyamount due on Your Card account is.pas due or Your Card Is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. American Express° Card Baggage Insurance Plan Effective March 1, 2006, we are adding the American Express Card Baggage Insurance Plan a

e call the telephone number listed on the back of your American Express Card. Event Ticket Protection Plan Effective October 1, 2006, we are adding the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN- DESCRIP

ny amount due on Your Card account is past due or Your Card is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. BP/TR1OFYU0305 EFTA01704295 DUPLICATE COPY Prepargd Fa G MAXWELL axing Oat 03/08/06 Page 7 ol 10 Annual EFT Error Resolution Not

MEI DUPLICATE COPY Papa:atFor Gail} Da:o G MAXWELL 08/08/06 P2; 9 of 12 Event Ticket Protection Plan Effective October 1, 2008, we are adding the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN- DESCRIP

ny amount due on Your Card account is past due or Your Card is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any elec

e call the telephone number fisted on the back of your American Express Card. Event Ticket Protection Plan Effective October 1, 2008, we are acking the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN. DESCRIP

any amount due on Your Card account is past due or Your Card is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. BP1TR14FYi/0306 EFTA01661221 DUPLICATE COPY Account Mints JEFFREY E EPSTEIN M Oafe 03/29/06 Page 9 of 12 Annual EFT Error Resol

EFTA01661262 DUPLICATE COPY P to p cd For JEFFREY E EPSTEIN Page 6 of 10 Event Ticket Protection Plan Effective October 1, 2036, we are adding the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN- DESCRIP