Epstein Secrets

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Feature for the billing period and divide the total by the number of days in the bitting period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for

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he total of (i) any previous billed Minimum Payments that remain unpaid on the Closing Date of the statement and (i) the greatest of: (1) 1/50th of the New Balance shown on your Account statement on the Closing Date of the billing statement (the calculation of which is rounded up to the nearest whole dollar),

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e for the feature. For all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Dale shown on that statement. If you multiply the Average Daily Balance for eac

of the following and postmarked on or before July 15, 2004: Class Counsel: Brian R. Strange, Strange & Carpenter, 12100 Wilshire Blvd., Suite 1900, Los Angeles, CA 90025; Counsel to American Express: Scott M. Pearson, Stroock & Stroock & Levan LLP, 2029 Century Park East, 18th Floor, Los Angeles, CA 90067.

for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for eac