Epstein Secrets

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1.800.342.3736 or www.dfs.nygov. n Learn how to take advantage of your Pay Over Time feature on page 18 AMERICAN E

Fees and Returned Payment Fees Effective September 1, 2019, the Fees section on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment and Return Payment fees under the Penalty Fees subsection and replacing it with the following: Penalty Fees • Late Payment • Returned Payment

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800.342-3736 or v•ww.dfs.nygov. D See page 19 for Important Changes to Your Account Terms. ni See page 21 for a

Fees and Returned Payment Fees Effective September 1, 2019, the Fees section on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment and Return Payment fees under the Penalty Fees subsection and replacing it with the following: Penalty Fees • Late Payment • Returned Payment

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or www.dfs.ny.gov. Learn how to take advantage of your Pay Over Time feature on page 31 — a) Effec

Fees and Returned Payment Fees Effective September 1, 2019, the Fees section on page 1 of Part 1 of the Cardmember Agreement is amended by deleting the Late Payment and Return Payment fees under the Penalty Fees subsection and replacing it with the following: Penalty Fees Late Payment Returned Payment Up to