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Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or www.dfs.ny.gov. Seepage 18 fora Notice Of Change To The Membership Rewards Program Terms & Condi

at no additional charge as part of Your Card Membership. We encourage You to read this notice and file it for future reference. Extended Warranty' Extended Warranty is provided to You as a benefit of Card Membership at no additional charge when a purchase is made with Your eligible Card. For claims submitted to

" Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1.800.342.3736 or www.dfs.nygov. Continued on page 3 1 Please fold on the perforation below, detach and return wit

at no additional charge as part of Your Card Membership. We encourage You to read this notice and file it for future reference. Extended Warranty' Extended Warranty is provided to You as a benefit of Card Membership at no additional charge when a purchase is made with Your eligible Card. For claims submitted to

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or wivwdfs.nygov. 0 Important Information: To access the most up to date version of your Cardmembe

at no additional charge as part of Your Card Membership. We encourage You to read this notice and file it for future reference. Extended Warranty' Extended Warranty is provided to You as a benefit of Card Membership at no additional charge when a purchase is made with Your eligible Card. For claims submitted to

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-8C0-342-3736 or inowr.dfs.nygov. Cj Important Information: To access the most up to date version of your Cardmem

at no additional charge as part of Your Card Membership. We encourage You to read this notice and file it for future reference. Extended Warranty' Extended Warranty is provided to You as a benefit of Card Membership at no additional charge when a purchase is made with Your eligible Card. For claims submitted to

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736or www.dfs.nygov. 0 2 American Express Bank, FSB ("FSB") will undergo a legal entity change and be

at no additional charge as part of Your Card Membership. We encourage You to read this notice and file it for future reference. Extended Warranty' Extended Warranty is provided to You as a benefit of Card Membership at no additional charge when a purchase is made with Your eligible Card. For claims submitted to