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Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or www.dfs.ny.gov. El Learn how to take advantage of your Pay Over Time feature on page 25 GI Effec

ur Pay Over Time feature on page 22 0 Effective February 2, 2018, Card Members will no longer be able to transfer Membership Rewards points to the Plenti rewards program. With the Amex' Mobile app, you can access statements faster, make on-the-go payments, and more. Text AMEXAPP to 86509 to receive a

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services:1-800.342-37360r www.dfs.ny.gov. Continued on page 3 4 Please fold on the perforation below, detach and return with

: 1.800.342.3736 or www.dfs.ny.gov. 0 Effective February 2, 2018, Card Members will no longer be able to transfer Membership Rewards points to the Plenti rewards program. Continued on page 3 4 Please fold on the perforation below, detach and return with your payment 4 Payment Coupon 140- Do not sta

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or www.dfs.ny.gov. See page 17 for a Notice Of Change To The Membership Rewards Program Terms & Co

our Pay Over Time feature on page 15 @ Effective February 2, 2015, Card Members will no longer be able to transfer Membership Rewards points to the Plenti rewards program. With the Amex' Mobile app, you can access statements faster, make on-the-go payments, and more. Text AMEXAPP to 86509 to receive a