Epstein Secrets

1 Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1-800-342-3736 or wwwdfsnygov. D See page 25 for an Important Change to Your Account Terms. Q See page 27 for Imp

deleting the second bullet under "For transactions added automatically to a pay over time balance," and replacing it with the following: • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. CIALENDOMMael 551 SDNY_GM_02744850

e code, to fie a claim or for other information, contact either: JAMS (1920 Main St 8300, Irvine, CA 92614 or jamsadr.com) or AM (335 Madison Ave, New York, NY 10017 or adr org) In addition to the organizations listed above, claims may be referred to any other arbitration organization that is mutually

statement by the Closing Date shown on the next statement, then on that next statement we will not charge interest on those charges. If you paid the Account Total Previous Balance on a statement by its Closing Date, and you pay less than the Account Total New Balance on that statement by the Closing Date of the next statemen

1 Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1 -1300-342-3736or ID See page 19 for Important Changes to Your Account Terms. 4 Please fold on the perforation b

deleting the second bullet under "For transactions added automatically to a pay over time balance," and replacing it with the following: • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. CIALENDOMag4517 SDNY_GM_02747816 E

Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services: 1.800-342-3736 or www.dfs.ny.gov. See page 35 for Important Changes to Your Account Terms. D See page 37 for impo

e deleting the second bullet under "For transactions added automatically to a pay over time balance," and replacing it with the following: you paid the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. CMLENDDMRUS0084 AMEX008264 SDNY_G