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vs. 5.0% today).CFO's commentary on the call indicated BK had capacity to issue addi Click here to see the full report. This alert is sent from: Andrew Atlas, Andrew.Atlas(throorganstanley.com You received this because you asked to be alerted to: THE BANK OF NEW YORK MELLON CORPORATION Please contact yo
l 22, 2016 at 12:25:13 AM EDT To: < Reply-To: < BNY Mellon: EPS Down on Lower Nil, Expense Saves the Wildcard Subscription Notification: July 22 Betsy L. Graseck, CFA — Morgan Stanley July 22, 2016 4:01 AM GMT Taking EPS down 1% in 2016 and 1.5% in 2017 as flatter curve pressures NIM. Execution on expense i
e gives us more confidence in our forward EPSBiggest risk to our BAC call was lower I Click here to see the full report. This alert is sent from: Andrew Atlas, You received this because you asked to be alerted to: BANK OF AMERICA CORPORATION Please contact your FA if you want to unsubscribe from the aler
s, But Even Lower Expenses Reply-To: WEALTH MANAGEMENT Subscription Notification: July 19 Bank of America: Lower Rates, But Even Lower Expenses Betsy L. Graseck, CFA — Morgan Stanley July 19, 2016 4:01 AM GMT Yes, BAC is the most rate sensitive name in our group, but we have been highlighting it has the mo
E3OC00ZDQyLTExZTYtODI4Zi03YTRmN jlj MzEzMmQ%3D&us er=iwbt68=bgq60t3-0&_gda =1532261053_e1045fbld18a68f90cf7bc7ecbSb48df> This alert is sent from: Andrew Atlas, =20 You received this because you asked to be=alerted to: THE BANK OF NEW YORK MELLON CORPORATION Please contact your FA if you want to unsubscri
=l&d=Uw=SZKNIYYJjaF9NUwBkYjIkNDE3OC00ZDQyLTExZTYtODI4Zi03YTRmNAMzEzMmQ%3D&use ==iwbt68jbgq60t3-0&_gda_=1532261053_e1045fbld18a68f90cf7bc7ecbSb48=f> Betsy L. Graseck, CFA — Morgan Stanley4=2> July 21, 2016 12:02 PM GMT EFTA_R1_01402840 EFTA02384911 2Q16 Earnings:BK reported operating EPS of $0.76=(vs. MSe/con
ension opportunities, implications of tax =epatriationCall Details:Today at Sam eastern. (800) 390-5696; Passcode: =45371 This alert is sent from: Andrew Atlas, You received this because you requested =hat you receive content and reports from: THE BANK OF =EW YORK MELLON CORPORATION Please =ontact your FA
BNY Mellon: 1Q17 =irst Pass: Tax Beat with Disappointing =xpenses <http://www.morganstanley.com/img/cs/spacer.gif> EFTA_R1_01385224 EFTA02376144 Betsy L. Graseck, =FA — Morgan Stanley April =0, 2017 11:59 AM GMT Beat on Revenues and Taxes, =artially Offset by Expense Miss BK reported operating EPS of $0.82,
Entities connected to both Andrew Atlas and Betsy L. Graseck

Prince Andrew
PERSON
Richard Kahn
PERSON
Jeffrey Epstein
PERSONMorgan Stanley Smith Barney LLC
ORGANIZATIONMorgan Stanley Wealth Management Not Acting as Municipal Advisor
ORGANIZATION
Morgan Stanley
ORGANIZATION
BNY Mellon
ORGANIZATIONTHE BANK OF NEW YORK MELLON CORPORATION
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