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me balances you may have. How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is amended by adding the following new row called Cash Advance under the Fees sub-section: Cash Advance 5% of an ATM cash advance (including any fee charged by the ATM operator) or other cash advance, with a m
ry with the market based on the Prime Rate. The Rates and Fees Table on Page 1 of Part 1 of the Cardmember Agreement is further amended by deleting the Paying Interest row under Interest Rates and replacing it with the following: Paying Interest Your due date is at least 25 days after the close of each billing per
me balances you may have. How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is amended by adding the following new row called Cash Advance under the Fees sub-section: Cash Advance 5% of an ATM cash advance (including any fee charged by the ATM operator) or other cash advance, with a m
ry with the market based on the Prime Rate. The Rates and Fees Table on Page 1 of Part 1 of the Cardmember Agreement is further amended by deleting the Paying Interest row under Interest Rates and replacing it with the following: Paying Interest Your due date is at least 25 days after the close of each billing per
me balances you may have. How Rates and Fees Work on Page 2 of Part 1 of the Cardmember Agreement is amended by adding the following new row called Cash Advance under the Fees sub-section: Cash Advance 5% of an ATM cash advance (including any fee charged by the ATM operator) or other cash advance, with a m
ary with the market based on the Prime Rate. The Rates and Fees Tab eon Page 1 of Part 1 of the Cardmember Agreement is further amended by deleting the Paying Interest row under Interest Rates and replacing it with the following: Paying Interest Your due date is at least 25 days after the close of each billing per
Entities connected to both Cash Advance and the Paying Interest

Jeffrey Epstein
PERSON
New York
LOCATIONLeon Black
PERSON
NEW YORK NY
LOCATIONElectronic Funds Services
ORGANIZATION
New York State
LOCATION
John F. Kennedy
PERSON
United States
LOCATION
Samantha Power
PERSONthe Consumer Financial Protection Bureau
ORGANIZATIONDepartment of Financial Services
ORGANIZATION
EL PASO
LOCATIONNew York Residents
LOCATIONCUPERTINO
LOCATIONTime Travel
ORGANIZATIONAmerican Express Cardmember
ORGANIZATIONthe Pay In Full New Balance
ORGANIZATIONthe Membership Rewards Program Terms & Conditions
ORGANIZATIONTime Direct
ORGANIZATIONJ.D. Power 2018
ORGANIZATION