Epstein Secrets

sk despite JE owning them. o Reputational risk also considered the relationship between the bank and the client. 0 Document Shown — 000000028 • Vahe Stepanian was on the brokerage team that had accounts with JE. VS did not report to PM. VS was junior on the brokerage side and interacted with■ a lot. • W

JE's allegations? o Edoes not recall. • Were you ever required to obtain supporting documents such as invoices for wires? o Edoes not recall • Wayne Salit — May have been in charge of the AML team. That's just a guess. It rings a bell. Document number 31709 • Daphne Cales — belived DC was on the te

nship Manager for Southern Financial LLC. Original Message From: Daniel Sabba Sent: Friday, January 29, 2016 05:00 PM Eastern Standard Time To: Vahe Stepanian; Ariane Dwyer Subject: RE: Epstein account opening [1] Please articulate an answer for me to send since you are in the weeds. Original Message

d, therefore, we wanted to make sure to go through the proper channels such that risk is mitigated from the bank's perspective. As per guidance from Wayne Salit (in AML) — the Southern Financial relationship can transact in existing accounts. If a new account is requested, our understanding is that we must

utsche Bank Private Bank Office: Cell. From: Ariane Dwyer Sent: Friday, January 29, 2016 1:59 PM To: Paul Morris; Daniel Sabba Cc: Todd Stevens; Vahe Stepanian; Mark Frankel Subject: RE: Epstein account opening [I] Hi Paul, That is correct. Best, CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY

iddle Office, they looked at the KYC and flagged the request as "high risk" and asked us to get AML approval. As you recall, we already went to AML (Wayne Salit) to ask whether the account opening could be done. Wayne was the one who referred us to RRC. When we went to the RRC, they requested an external up