Epstein Secrets

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l 22, 2016 at 12:25:13 AM EDT To: < Reply-To: < BNY Mellon: EPS Down on Lower Nil, Expense Saves the Wildcard Subscription Notification: July 22 Betsy L. Graseck, CFA — Morgan Stanley July 22, 2016 4:01 AM GMT Taking EPS down 1% in 2016 and 1.5% in 2017 as flatter curve pressures NIM. Execution on expense i

LLC. Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. O 2016 Morgan Stanley Smith Barney LLC. Member SIPC. EFTA00823717 I2 21 EFTA00823718

s, But Even Lower Expenses Reply-To: WEALTH MANAGEMENT Subscription Notification: July 19 Bank of America: Lower Rates, But Even Lower Expenses Betsy L. Graseck, CFA — Morgan Stanley July 19, 2016 4:01 AM GMT Yes, BAC is the most rate sensitive name in our group, but we have been highlighting it has the mo

t The copyright in materials provided by Morgan Stanley is owned by Morga= Stanley & Co. LLC. Morgan Stanley Wealth Management is the trade name o= Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United S=ates. 2 EFTA_R1_01402841 EFTA02384912 @ 2016 Morgan Stanley Smith Barney LIX. Member SIPC.=/p> <http

=l&d=Uw=SZKNIYYJjaF9NUwBkYjIkNDE3OC00ZDQyLTExZTYtODI4Zi03YTRmNAMzEzMmQ%3D&use ==iwbt68jbgq60t3-0&_gda_=1532261053_e1045fbld18a68f90cf7bc7ecbSb48=f> Betsy L. Graseck, CFA — Morgan Stanley4=2> July 21, 2016 12:02 PM GMT EFTA_R1_01402840 EFTA02384911 2Q16 Earnings:BK reported operating EPS of $0.76=(vs. MSe/con

t The =opyright in materials provided by Morgan Stanley is owned by Morgan =tanley & Co. LLC. Morgan Stanley Wealth Management is the trade =ame of Morgan Stanley Smith Barney LLC, a registered broker-dealer in =he United States. 2 EFTA_R1_01385225 EFTA02376145 @ 2017 Morgan Stanley Smith Barney LLC. Member =IPC. <http://

BNY Mellon: 1Q17 =irst Pass: Tax Beat with Disappointing =xpenses <http://www.morganstanley.com/img/cs/spacer.gif> EFTA_R1_01385224 EFTA02376144 Betsy L. Graseck, =FA — Morgan Stanley April =0, 2017 11:59 AM GMT Beat on Revenues and Taxes, =artially Offset by Expense Miss BK reported operating EPS of $0.82,