Epstein Secrets

maturity, Please consult your Bear Stearns account executive if you would like to discuss your fixed income portfolio. As a leader in Fixed Income, Bear Steams can analyze any portfolio, held here or elsewhere and make recommendations such that your portfolio is aligned within your tolerance for risk. 027

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986 EQUITIES Equities & Options Independent. third-party research on certain companies covered by the Firm's research is available to customers of Bear Stearns at no cost, Customers can access this research at www,bearstearns,com or can call (800) 517-2327 to request that a copy of this research be sent to

AYER MAWR OR PIM LAST STATEMENT January 30.2004 027 022804:11:57 001 Cash & Ewe/Went- 100% UnsPoled POMOnS denote oar Deena *nee l ,o•I mane ',Mae The elocal✓r ;event'', to awed Wm Ow 00101.te market rat), 01 IN palloo Y828 EFTA00195229 CLEARED THROUGH ITS OMPEO SUBSIDIARY BEAR STEARNS OFFICE SERVIC

maturity. Please consult your Bear Stearns account executive if you would like to discuss your fixed income portfolio. As a leader in Fixed Income, Bear Steams can analyze any portfolio, held here or elsewhere and make recommendations such that your portfolio is aligned within your tolerance for risk. End

ER KAMER On File LAST sTATELIENT Jo?' 25. 2003 027 08/3001:13:45 001 Cash & Eprtalent — 100% UnsPeacl morons denote oar Deena *nee Or, mane ',Mae The elocal✓r ;event'', ty awed low Ow e01OIGa market rat), dyes palloo /812 EFTA00198917 CLEARED THRWGH ITS 1h.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICIN