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f the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past due amounts will be added. Change of

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f the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75% of all past due amounts will be added. Change of

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f the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more tilling periods, elate payment fee of 1.75% of all past due amounts will be added. Change of

pagne Booking Window: July 1, 2005 - August 31, 2005 Travel Window: August 1, 2005 - October 15, 2005 American Express Vacations tours operated by Travel Impressions. 5-night package rate is land only, per person, based on double occupancy in a Jr. Suite Gardenview room, and includes hotel accommodations, an mea