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f the first statement indicating the credit balance, issue a check to you for the credit balance tithe amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75% of all past due amounts will be added. Change of

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f the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more tilling periods, elate payment fee of 1.75% of all past due amounts will be added. Change of

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