Epstein Secrets

shall begin the firgsday of January in each year; and it is further RESOLVED, that the preparation and filing on behalf of the Corporation with the U.S. Virgin islands Division of Banldng and Insurance (the "Division') of an application for a license to establish the Corporation as an Intonational Banking

ARTICLE y 'the names and nieces of residence of each of the persons footling the Corporation arc as follows: nage BE6IDENCE Erika A. Kellerhals Brett A. Geary Nicole Miller The Corporation is to have perpetual existence. 2E-19 Estate Caret Bay, St. Thomas, VI 008IY2: • 2-11B Sr. Joseph & Rosendahl, St. T

7 CONFIDENTIAL - PURSUANT TO FED R GRIM. P. 6(e) DB-SDNY-0000951 EFFA_00148736 EFTA01282593 OPERATING AGREEMENT OF SOUTHERN FINANCIAL, LLC A U.S. Virgin islands Limited Liability Company THIS OPERATING AGREEMENT (this "Agreement") is made and entered into as of February 26, 2013, by Southern Trust C

r. (C) - 7L: tnr'' • ' CI 'A CS X. ' • 4 Notary Public in akd for the Telfitory of the United States Virgin Islands My commission expires: Brett A. Geary Natty 11/4blw NM24.11 St. Mores/ SI. IOC 05,0 MyCom...Wan (*net Oporthei 21, 3015 CONFIDENTIAL SDNY_GM_00038137 DE-SONY-0000961 EFTA_(() I48746

e name and address of the limited liabilih- company shall be Southern Financial, LLC (the "Company"), 9100 Port of Sale Mall, Suite 15, 5t. Thomas, U.S. Virgin Islands 00802. The physical address and mailing address of the Company are the same. EFTA01404476 Principal Office 2. The principal office and

omas, VI 00802 EFTA01404481 EMAIL ADDRESS NOTARY ACKNOWLEDGEMENT Subscribed and sworn to before me this day of at i\ ev / • Notary Public Brett A. Geary Nolnry Public Nl'-i:4-ll Si. I boiiv.is / SI. John, USVI My Commission Hupircs: IX'cambor 21 V My Commis^i0T Expires ,201s a IRS DEPARTMENT O

e name and address of the limited liabilih- company shall be Southern Financial, LLC (the "Company"), 9100 Port of Sale Mall, Suite 15, 5t. Thomas, U.S. Virgin Islands 00802. The physical address and mailing address of the Company are the same. Principal Office 2. The principal office and permanent addre

DRESS [email protected] EMAIL ADDRESS NOTARY ACKNOWLEDGEMENT Subscribed and sworn to before me this day of at i\ • ev / • Notary Public Brett A. Geary Nolnry Public Nl'-i:4-ll Si. I boiiv.is / SI. John, USVI My Commission Hupircs: IX'cambor 21 V My Commis^i0T Expires ,201s a IRS DEPARTMENT O