Epstein Secrets

al margin be posted if/when necessary. Guarantor: Minimum Net Worth, Minimum Liquidity, Minimum Liquidity at DB Borrower: To main 100% ownership of Navarro interest in the Carolina Panthers at all times. No additional indebtedness. Credit One : [TBD] Other Assets: Net Worth, [XX%] decline in eamings

For internal use only EFTA01394832 9. Mitigating factor(s) Sherman Financial Group 1) RDC alert re: NY Settlement Mitigants: • On 3/6/2018, Navarro confirmed to MD Joanne Jensen that everything has been settled for this case — fines are paid, subject cases were exited accordingly and they conti

focused on credit-sensitive assets • Navarro spent three years with Goldman Sachs on the Whole Loan and Agency MBS desks • Started his career at Chemical Bank, where he completed the credit-training program and spent two years issuing loans to mortgage banks and thrifts • Active philanthropist, establishi

posted if/when necessary. Covenants Guarantor: Minimum Net Worth, Minimum Liquidity, Minimum Liquidity at DB Borrower: To main 100% ownership of Navarro interest in the Carolina Panthers at all times. No additional indebtedness. Credit One : [TBD] Other Assets: Net Worth, [XX%] decline in earnings

f $109MM KBRA One of 10 Nationally Recognized Statistical Rating Organizations (NRSROs) and one of only 5 fully licensed in all rating categories Navarro purchased KBRA in 2015. Since acquisition the company has expanded its areas of ratings and increased revenue 30% Has issued 9,000+ ratings to date

reet, focused on credit-sensitive assets Navarro spent three years with Goldman Sachs on the Whole Loan and Agency MBS desks Started his career at Chemical Bank, where he completed the credit-training program and spent two years issuing loans to mortgage banks and thrifts Active philanthropist, establishing

tizations, and sales of residential mortgages to institutional clients • Top 10 salesperson on Wall Street, focused on credit-sensitive assets • Navarro spent three years with Goldman Sachs on the Whole Loan and Agency MBS desks • Started his career at Chemical Bank, where he completed the credit-t

focused on credit-sensitive assets • Navarro spent three years with Goldman Sachs on the Whole Loan and Agency MBS desks • Started his career at Chemical Bank, where he completed the credit-training program and spent two years issuing loans to mortgage banks and thrifts • Active philanthropist, establish