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Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we
osing Date of the current billing period. If you multiply the AD B for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing riod is calculated by ad
is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York. or we
nce. B. Each Feature is subject to the same Daily Periodic Rate ("DPR"), unless we notify you otherwise. Except as provided below, the DPR for each Feature is based on an APR, which may vary. The APR is the Prime Rate (described below) plus 9.99%. A DPR is 1/365th of the APR. Your DPRs and APRs appear o
ut the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us
FC on features included in this New Balance. II you multi* the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for vaneans caused by rounding. The total FC for the billing period is calculated by add
ut the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us
C on features included in this New Balance. II you multiply the ADB for each Feature by the number of days in the tering period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for vanenons caused by rounding. The total FC for the tilling period is calculated by ad
d may vary based on the Prime Rate. We use the Prime Rate published In The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will
on features included in this New Balance. II you multiply the ADB for each Feature by the number of days in the bitting period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for vaneions caused by rounding. The total FC for the tilling period is calculated by ad
Entities connected to both The Wall Street Journal and Feature

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