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d may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

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t. APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published In The Wall Sheet Journal 2 days before the Closing Date of the billing period. The Wall Sheer Journal may not publish the Prime Rate on that day. If it does not, we will use

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may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Elate of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

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