Epstein Secrets

Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

n the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print Beady in blue or black Ink only In the boxes provided. Li L Please provide your e-mail address to receive important j amount uoderes and exclusive C

90% 5.90% 30.98 32.88 Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rate identified in the Wail Street Journal, as described in your Cardmember Agreement as currently in effect EFTA01726721 Pr ed Fa Scan DUPLICATE COPY Vocis:wit>otooME Page 4 of 12 EF

ur name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as Beady as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If

d may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

sit wwwainericanexpresseonVupdatecontaconfo • For Name. Company Name. and Foreign Address or Phone changes. ukase call Customer Cane. • Please pint Beady in blue or black it only in the bakesprovided. Street Address City, State Zip Code Area Code and Home Phone Area Code and Work Phone Email W