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tended Certain of the psricctic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Joumal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2006: Summary $59.07 S&T and/or ExPO Act

Hotel Group American Express@ Cardmembers are invited to enjoy unique amenities and superb rates with savings between 20% and 50% at participating Preferred Hotel Group properties. In addition, each participating hotel will offer one of the following special welcome amenities: Guaranteed room upgrade . Daily breakf

Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

s not tax deductible to Cardmembers. Visit vrvny.mylifemycard. comlbaca fcr more information or to make a donation. (CE 107103) Save 20.50% at Preferred Hotel Group When you book a stay and pay with your American Expresso Card you'll receive a rate savings of 20-50% off at participating properties. Additionall

ut the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us

7/7 Account Ending 8-42008 Enjoy More with Stay More Get rates discounted up to 50% off when you use your American Expresse Card at participating Preferred Hotel Group hotels and resorts around the world. Each hotel offers intuitive service, unmatched attention to detail and exceptional accommodations, plus, one

d may vary based on the Prime Rate. We use the Prime Rate published In The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

ditions HOTELS WORLDWIDE Enjoy More with Stay More Get rates discounted up to 50% off when you use your American Express's Card at participating Preferred Hotel Group hotels and resorts around the world. Each hotel offers intuitive service, unmatched attention to detail and exceptional accommodations, plus, one