Epstein Secrets

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation In New York, New York, or we

us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment E-Mall Offers We may send you e-mail otters for our products and services, and those of our Affiliates and other companies we work with. We don't share e-mail

tended Certain of the psricctic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Joumal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2006: Summary $59.07 S&T and/or ExPO Act

s at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment. E-Mall Offers We may send you e-mail offers for our products and services, and those of our Affiliates and other companies we work with. We don't share e-mail a

ercentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that r

at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment. E-Mall Offers We may send you e-mail offers for our products and services, and those of our Affiliates and other companies we work with. We don't share e-mail