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ling period may vary based on the applicable Prime Rate. The Prime Rate used to determine the variable APRs and DPRs is the Prime Rate published in The Well Street Journal (a) on the first day of that billing period or (b) two days prior to the Closing Date of that billing period, whichever is higher. For either of tho

ys prior to the Closing Date of that billing period, whichever is higher. For either of those dates that is not a customary publication day for The Well Street Joumal,we will substitute the closest preceding customary publication day. Please see your Cardmember Agreement. My promotional rate will terminate if you

/MUET12G/0806 EFTA01703859 DUPLICATE COPY F:cpxrd Fo JEFFREY E EPSTEIN Mccuril Warta Closing Dade 3727-686332-61005 08/08/06 Page 17 of 18 Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/C6 benefits will be available on a pro rata basis determined by days for Multi-day Tickets and by ser

tended Certain of the psricctic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Joumal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2006: Summary $59.07 S&T and/or ExPO Act

visions and conditions of the Description of Coverage remain the same. In Witness Whereof, We have caused this Policy to be signed by Our officers. Kenneth J. Ciak Paul P. Johnston President Secretary AMEX Assurance Company AMEX Assurance Company BI-RDR1 10/06 Regarding The Event Ticket Protection Plan E

Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

Ptcount Nirrber Cbsiv Dale Page 11 of 12 08/11/06 In Witness Whereof, We have caused this Description of Coverage to be signed by Our officers: Kenneth J. Ciak, President AMEX Assurance Company ETP-DOC 12/05 Paul R. Johnston, Secretary AMEX Assurance Company PLAT Important information regarding benefit